Flexible Payment Options
Financing & Payment Options
We believe cost shouldn’t be the reason you wait to feel like yourself. The treatment that would make the biggest difference in your confidence, your comfort, your daily life — it shouldn’t live on a “someday” list because the number feels like too much all at once.
That’s why we offer flexible financing through two providers: Cherry and Allē Pay. Both let you split the cost of your treatment into manageable monthly payments — so you can start now and pay over time.
No judgment about needing a payment plan. Most of our patients use one at some point. It’s not about affordability — it’s about flexibility.
Universal Financing
Cherry
Cherry is our primary patient financing partner. It’s designed specifically for healthcare and aesthetics — not a credit card, not a generic lending platform. A financing tool built for treatments like ours.
How it works:
- Apply in under a minute from your phone — no hard credit check for prequalification
- Get approved for a credit limit you can use toward any treatment at Illume
- Choose a payment plan that fits your budget — monthly installments spread over time
- Use it for a single treatment or apply your credit across multiple visits
Why patients like it:
- Quick, easy application — most approvals happen in seconds
- Transparent terms — you know what you’re paying before you commit
- No surprise fees — the terms are clear upfront
- Reusable — once approved, your Cherry account works for future treatments too
Cherry is available for any treatment at Illume. Your provider or front desk team can walk you through the application at your appointment — or you can apply before you come in.
Allergan-Specific Financing
Allē Pay
Allē Pay is Allergan’s patient financing program — powered by Cherry but white-labeled specifically for Allergan treatments. If you’re getting Botox, Juvéderm, Kybella, or any Allergan product, Allē Pay lets you finance those treatments through the same ecosystem where you’re already earning Allē rewards points.
How it works:
- Same application process as Cherry — quick, simple, phone-based
- Financing specifically tied to Allergan treatments (Botox, Juvéderm, Kybella, Latisse, SkinMedica)
- Monthly payment plans with transparent terms
- Works alongside your Allē membership — earn points AND finance the treatment
The Allē ecosystem advantage: If you’re already an Allē member, you’re earning points on every Allergan treatment and product purchase. Allē Pay adds financing to that same account — so you’re earning rewards while paying over time. Points toward future treatments funded by today’s payment plan.
Financing + Membership = Maximum Flexibility
Financing and our IllumèNaughty Beauty Bank membership aren’t competing options — they work together.
Membership gives you a monthly credit that banks and rolls over, 14% off Botox and Dysport, and 7% off everything else. It makes ongoing maintenance sustainable.
Financing helps you manage larger one-time investments — a laser resurfacing session, a Profound RF treatment, a treatment series — by spreading the cost over months.
Many patients use both: membership for their regular treatments and financing for the bigger investments. The discount from membership applies to the treatment, and financing spreads the discounted total over time. It’s the most flexible way to access the full range of what Illume offers.
What You Can Finance
Everything. Any treatment at Illume is eligible for Cherry financing. Allē Pay applies specifically to Allergan products and treatments. Between the two, there’s nothing on our services menu that can’t be financed.
Some of the treatments patients most commonly finance:
- Laser resurfacing and UltraClear sessions
- Profound RF skin tightening
- Non-surgical facelift combination protocols
- Treatment series — chemical peels, microneedling, body contouring
- Semaglutide weight management programs
- Hormone replacement therapy (BioTE pellets)
- Large injectable sessions — Sculptra, facial balancing, comprehensive filler work
How to Apply
Option 1: Apply before your appointment. Visit Cherry’s website or download the Cherry app. Prequalify in under a minute with no impact on your credit score. Come to your appointment already knowing your budget.
Option 2: Apply at your appointment. Our front desk team can walk you through the application right here. Most approvals happen in seconds. You’ll know before your treatment starts whether financing is approved and what your monthly payment looks like.
Option 3: Ask your provider. During your consultation, ask about financing. Your provider can factor payment flexibility into your treatment plan — recommending the right approach for both your skin and your budget.
Frequently Asked Questions
Does applying for financing affect my credit score?
Prequalification with Cherry involves a soft credit check — no impact on your score. A hard credit check occurs only if you choose to proceed with a plan after prequalification.
What’s the minimum treatment amount for financing?
Cherry has minimum thresholds that vary — ask our front desk team for current details. Most aesthetic treatments at Illume meet the minimum easily.
Can I use financing and membership together?
Yes — and many patients do. Your IllumèNaughty Beauty Bank discount applies to the treatment cost, and financing spreads the discounted total over monthly payments.
Is there interest on financing?
Terms vary based on your credit profile and the plan you select. Cherry offers multiple plan options — some with promotional rates. Your specific terms are presented before you commit, so there are no surprises.
Can I finance multiple treatments?
Yes. Once approved, your Cherry credit line can be used across multiple treatments and visits. You don’t need to reapply each time.
What’s the difference between Cherry and Allē Pay?
Cherry is available for any treatment at Illume. Allē Pay is Allergan’s version of patient financing (powered by Cherry) specifically for Allergan treatments — Botox, Juvéderm, Kybella, SkinMedica. If you’re an Allē member, Allē Pay integrates with your points account.
Your Treatment Shouldn’t Wait Because of a Number
The concern you’ve been thinking about — the one that made you start researching treatments in the first place — isn’t going to get easier to address by waiting. And with flexible financing, it doesn’t have to.
Apply in under a minute. Know your budget before your appointment. And start the conversation about what’s possible — not what you can afford all at once.